Payload

{
  "event": "open_banking_complete",
  "event_id": "evt-b2c3d4e5-6789-01bc-defg-2345678901bc",
  "application_id": "f47ac10b-58cc-4372-a567-0e02b2c3d479",
  "timestamp": "2026-02-12T11:00:00.000Z",
  "external_reference": "YOUR-REF-001"
}

Fields

Field	Type	Required	Description
`event`	string	Yes	Always `"open_banking_complete"`
`event_id`	string	Yes	Unique identifier for this event
`application_id`	string (UUID)	Yes	The unique application identifier
`timestamp`	string (ISO 8601)	Yes	When the event occurred
`external_reference`	string	Yes	Your external reference ID for the application

What This Means

The Open Banking data collection has been completed successfully. At this stage:

Bank account data has been received and is being processed
The application will now move to the underwriting stage
No action is required from the partner